A VA mortgage is a valuable benefit for qualifying military veterans and active service members. The program offers no down payment options with flexible qualification guidelines.



Great Benefits for Our Valued Veterans

At Homestead Funding, we believe it’s important to recognize and appreciate our veterans. That’s why we’re proud to offer VA Loans with special features that benefit qualified service members. If you’re a qualified veteran or active duty service member, this could be the product for you. VA Loans do not require a down payment and have more flexible and forgiving credit underwriting guidelines than some other mortgage programs.

VA loans are guaranteed by the Department of Veterans Affairs, and as an approved VA Lender, Homestead Funding Corp. has provided VA loans to thousands of clients throughout our history.

Key Features and Benefits of VA Loans

  • Allow borrowers to purchase or refinance 1-4 unit owner occupied townhouses, condos, and PUDs
  • No down payment required
  • No monthly mortgage insurance required
  • Liberal qualifying ratios
  • Gift funds may be used for down payment, closing costs, and prepaid expenses
  • Loan limits depend on geographic location
  • No first-time homebuyer restrictions
  • VA mortgages are assumable
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