With no down payment options and flexible qualification guidelines, a VA mortgage is a valuable benefit for qualifying military veterans and active service members.



Great Home Financing Benefits for Our Valued Veterans

At Homestead Funding, we believe it’s important to recognize and appreciate our veterans. That’s why we’re proud to offer VA Loans with special features that benefit qualified veterans and active duty service members. VA Loans do not require a down payment, are assumable, and have more flexible and forgiving credit underwriting guidelines than some other mortgage programs.

VA loans are guaranteed by the Department of Veterans Affairs, and as an approved VA Lender, Homestead Funding Corp. has provided VA loans to thousands of clients throughout our history.

Key Features and Benefits of VA Loans

  • Allow borrowers to purchase or refinance 1-4 unit owner occupied townhouses, condos, and PUDs
  • No required down payment.
  • No monthly mortgage insurance required.
  • Liberal qualifying ratios.
  • Gift funds may be used for down payment, closing costs, and prepaid expenses.
  • No first-time homebuyer restrictions.

To learn more about VA loans, read our product spotlight and learn 7 things you should know.

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