A USDA mortgage is a great option for borrowers looking to finance a home in eligible rural areas. It is ideal for those seeking financing with no down payment and liberal qualifying guidelines.



Surround yourself with pastures instead of pavement.

Live your best country life with a no down payment USDA mortgage!

What if you’re not cut out for country living, but still want to take advantage of the benefits that USDA has to offer?  You are in luck, you don’t have to live in a ranch or a farm, there are many suburban and semi-suburban areas that are eligible. Not sure if the home you want to finance is located in a rural area? Check here.

USDA loans, or Rural Development loans, are available to homebuyers with low-to-average income for their area, they offer 100% financing with reduced mortgage insurance premiums and feature competitive rates. USDA home loans are helping many people buy homes rather than continue to rent. If you are interested in more details to find out if a USDA is a good financing option for you, contact us today!

Who can qualify for a USDA loan?

  • Anyone who lives in or is looking to purchase in USDA eligible area
  • Households with a low-to-moderate income for their area
  • First-time and repeat homebuyers

Key Features and Benefits of USDA Loans

  • 100% financing of the purchase price
  • Competitive interest rates
  • Lenient credit score requirements
  • Unlimited gift and/or grants
  • Seller can pay the closing costs
  • No first-time home buyer requirements
  • Zero down payment options

Rates & Program Availability Subject To Change. Income & Other Restrictions Apply. Properties Must Meet Certain Requirements & Be Located In Eligible Area. Low monthly mortgage insurance.

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