Programs

Seasoned Investor

Homestead has a smarter way to finance your real estate portfolio!

Are you an experienced real estate investor looking to purchase a new property or refinance an existing one?

We have a program that will allow you to use the cashflow from a subject property for loan qualification.*

Key Features and Benefits of the program

  • Loan amounts from $150,000-$200,000
  • 1-4 unit, PUD's & Condos
  • Non-owner occupied investment properties only
  • Fixed 30-year term
  • No Prepayment Penalty
  • Available for purchase and refinance transactions

Certain terms, conditions, and exclusions apply. Product guidelines and availability subject to change at anytime. A minimum of 12 months of rental property ownership is required. No LLC’s allowed. *Cash-out loan proceeds used for any personal use are not eligible. Maximum cash-out rate of $500,000. Effective 5/26/22.

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