Home Buying & Selling
September 21, 2021

How Do I Buy a Home Out of State?

While buying a house out of state might seem complicated, lots of people do it every year. Here is our guide to buying a house out of state.

Research, Research, Research!

A good place to start is researching the area you’re looking to move to. Whether you know exactly which town you’re moving to, or you aren’t quite sure yet, it’s important to spend some time looking into the different neighborhoods. Check out information on the cost of living, school districts, crime rates, local businesses, as well as local entertainment and culture. Ask yourself what sorts of events the community holds and what kinds of museums, nightlife, and parks are available.

Find a Local Agent

Working with an agent is especially important when moving out of state. Real estate agents are experts on the area and can help you find the best house for your needs. Plus, they can provide insight on local market trends and other good-to-know details about the area. An agent can tour properties for you while video calling which will be very helpful for finding the right home. Real estate agents are fantastic representatives to have on your side and can guide you through the process of buying the perfect home.

Visit the Area

If possible, take some time to visit the area to which you’re looking to relocate. This is a great way to get a feel of the neighborhood. Try to schedule all your home tours for the time you’re visiting. While looking at pictures online is helpful, there is so much benefit to taking it all in while in person.

Get Pre-Approved

Getting pre-approved is always an important first step when buying a house, regardless of purchasing in or out of state. Getting a pre-approval will not only show you how much house you can afford, but it will also leave you ready to make an offer when you find the house you want to purchase.

Buying Your Dream Home

If you’re looking to buy your dream home out of state, you’re going to want to have a helpful guide to be there to answer all your questions, provide insight on the process, and help you achieve your home financing goals. Our Originators are available to help you with every step of your homebuying process. Contact us to learn more.

Ready to get started?

Homestead Funding offers exceptional customer service and a convenient mortgage process. Whatever your financing needs, our goal is to exceed your expectations.