Compassion, integrity, honesty, and knowledge of the mortgage industry are what separate me from the competition. I love being able to help people achieve their dream of home ownership, especially first time homeowners who thought they couldn’t afford a home. I provide the best possible service to each of my clients so that when all is said and done, they have a smile on their face and joy in their heart. Before moving into the mortgage industry nearly twenty years ago, I worked in the horse racing industry providing photo finish services to racetracks around the country. I still enjoy watching the horses run at the Saratoga Race Course. I am originally from a town called Lake Ronkonkoma, NY and moved to Saratoga Springs over 30 years ago and have been here ever since. I went to high school on Long Island and attended Suffolk Community College, SUNY Oswego, and SUNY Albany. I enjoy fishing, golf, and good rock and roll! Feel free to call or email me. I would like to be able to help you finance your dream home.
This calculator is intended for planning and education purposes only. The above figures are based on the numbers shown on the payment calculator. The interest rate, APR and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors. Chart data is for illustrative purposes only. Costs displayed here are not necessarily all inclusive and can vary based on numerous factors. Rates are subject to change without notice. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice and should not be used as your sole source of information.