Homestead’s Lock & Shop program allows borrowers to lock their rate, so it is secure. They can go search for the home they love and not worry.

We promise our pre-approved borrowers will close on or before the contract close date or the seller will receive $5,000. Click here for details and requirements.

Get a competitive advantage by getting pre-approved before you start house hunting using HomeXpress from Homestead Funding. Boost your purchasing power and cut as much as 10 days off the process!

We take care of your home financing so you can take care of others!

Make homeownership more affordable with the VLIP program. The VLIP (Very Low Income Purchase) program provides a $2,500 credit to reduce your down payment or closing costs. It leverages Fannie Mae’s HomeReady and Freddie Mac’s Home Possible programs to make owning a home easier and more accessible.