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USDA Guaranteed Rural Housing Program
The USDA Guaranteed Rural Housing program is geared toward homebuyers who live in eligible areas and requires no downpayment. This loan program offers flexible, common sense underwriting guidelines, relaxed credit requirements, lenient seller concessions and no monthly PMI (private mortgage insurance). Borrowers must purchase and occupy single family residence located in an eligible area. Income limits apply.
Check for property eligibility: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
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Loans provided through third party providers. Program may not be available in all areas.