SIVA and NIVA Loan Programs

This stated and no income program is for self employed and retired borrowers looking to purchase or refinance an owner-occupied residence.  For SIVA, self employed business owners must state income and make a 30% downpayment or have 30% equity in their home.  For NIVA, self employed business owners or retired individuals must make a 40% downpayment or have 40% equity in their home.  Income does not need to be verified.

Find A Loan Originator Button      
Pre-Qualify For This Program Button

Loans provided through third party providers.  Program may not be available in all areas.