Get Rates

At Homestead Funding we do not believe in advertising rates on our website because often web rates can be misleading. Mortgage rates fluctuate as a combination of 3 factors: public, private & personal. Public factors include changes in the prime interest rate, or FHA standards; both determined by the federal government. Private market factors are due to changes in the economy. Personal factors include a borrower’s credit score, credit history, down payment percentage, collateral, and income. To find out the current scenario, please contact us by finding a loan originator, pre-qualifying today, or calling one of our branch offices. Our loan originators will discuss your current situation and find program options to suit your needs.