James Dugan

Loan Originator
NMLSR ID#58006, Licensed in NY

My clients deserve the very best ....

and that's exactly what they get!

Professional, Personalized Mortgage Advice

Whether you’re buying or building a new home, refinancing an existing mortgage, evaluating debt consolidation options, or considering a reverse mortgage, I understand that choosing the right mortgage lender and the right loan program is a vitally important financial decision for you.

As a NYS licensed and NMLS registered mortgage loan originator with over 15 years experience, I have the knowledge and expertise to provide you with all the information you need to make educated decisions in your best financial interests.

My Commitment to You...

• In order to provide you with the best possible information and advice, we’ll start by reviewing your financial goals and objectives in conjunction with reviewing your credit and financial information.
• Before you apply for a loan I will complete a customized analysis and provide you with comprehensive written details, including a follow up appointment to review these details together and answer all your questions – with no upfront cost or obligation on your part.  Oh, by the way, you’ll see for yourself just how great our rates and how competitive our costs really are!
• Once you choose to apply you’ll have a whole team of professionals at Homestead whose sole job is to insure that your loan moves smoothly from application to approval, and then to an on-time closing. 
• I'll be with you every step of the way from prequalification right through to your on-time closing, and for years thereafter if you have questions or need additional mortgage advice or assistance!

What my clients are saying...

Jim Dugan was wonderful to work with!  He was available day and night to answer any questions we had. It was a pleasure to work with him.  
~ K. Gillespie

James Dugan is an asset to your company.  I will highly recommend him to my family and friends and hope to do business with him again in the future.
~ J. Skalski

Jim Dugan did an outstanding job guiding us through the loan process.  We had a very pleasurable experience working with him and the team at Homestead.
~ D. Waite

This is an amazing team of kind professionals!  
~ S. Kelleher